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Financial planning

Overview
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Overview

The way you earn eBucks on your FNB Smart Cheque Account is changing from 1 October 2014. For more information visit www.eBucks.com

Earn up to 15% back in eBucks on your FNB Smart Cheque Account

The FNB Smart Cheque Account gives you easy access to your cash and helps you manage your money better.

Added Value

  • Free access to Online, Cellphone and Telephone Banking
  • Free inContact
  • Free Savings Pocket
  • R1 000 funeral cover
  • Great deals on cellphone contracts

Qualifying criteria

  • Your account must be active - which means you transact - and in good standing, which means it's not overdrawn, in arrears, in default, and you are not undergoing sequestration or any legal process.
  • Allow FNB to tell you about the latest news and deals by giving them consent to market to you.
  • Register for inContact, FNB's free messaging service that sends you SMS and email updates about your account.
  • Deposit at least R2 000 every month into your FNB Smart Cheque Account.
  • Use your cheque card at till points to pay for shopping every month (spend at least R300 per month).
  • Buy prepaid airtime or electricity through FNB or use your Cheque Card to pay for shopping at Checkers & Shoprite or to pay for fuel.

If you meet these requirements you will start earning eBucks. Register for eBucks Rewards for free, and your eBucks account will automatically be linked to your FNB Smart Cheque Account.

How you get rewarded

Your rewards rate (the percentage of your qualifying purchases that you earn back in eBucks) is determined by how you bank with FNB. We will review your rewards rate every month.

eBucks
Checkers & Shoprite Fuel Prepaid airtime Prepaid electricity
Up to 15% Up to 15% Up to 15% Up to 15%

Note:

  • eBucks cannot be earned on EFTs or debit
  • Qualifying prepaid airtime and prepaid electricity spend - on which you can earn eBucks - is limited to R1 000 per month (maximum eBucks earned on prepaid airtime or prepaid electricity is eB1 500 per month)
    You earn eBucks on prepaid airtime and prepaid electricity bought via FNB's electronic banking channels.
  • Maximum qualifying fuel spend is capped at 20% of your qualifying Cheque Card spend for the month (maximum amount you can earn on fuel capped at eB6 250 per month).
  • Maximum qualifying Checkers & Shoprite spend is capped at 30% of your qualifying Cheque Card spend for the month (maximum amount you can earn on your Checkers & Shoprite spend capped at eB10 000 per month).

How to earn

Your monthly rewards rate
Checkers & Shoprite Fuel Prepaid airtime Prepaid electricity
Meet qualifying criteria 1.0% 1.0% 1.0% 1.0%
How you bank
Have an FNB Smart Cheque Account for two years or more 0.5% 0.5% 0.5% 0.5%
Use cheque card at till points to pay for shopping (spend at least R1 000 per month) 2.0% 2.0% 2.0% 2.0%
Use Cellphone Banking at least once a month 0.5% 0.5% 0.5% 0.5%
Save a minimum of R1 000 in your free Savings Pocket linked to your FNB Smart Cheque Account 2.0% 2.0% 2.0% 2.0%
FNB Insurance products
FNB funeral cover of R10 000 or more 1.5% each 1.5% each 1.5% each 1.5% each
FNB Life Justice 1st
FNB Life Personal Accident Cover
FNB Life Hospital Cover
FNB Life Cover for Life
FNB loans
FNB Smart Spend Loan 2.0% each 2.0% each 2.0% each 2.0% each
FNB Personal Loan
FNB Easy Loan
FNB Temporary Loan
FNB Smart Bond
FNB Smart Housing Plan
Make use of an overdraft linked to your FNB Smart Cheque Account 15.0% 15.0% 15.0% 15.0%
eBucks Rewards