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< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

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Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

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Corporates + Public Sector

Corporate Public Sector

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Private Banking

Private Banking

All savings + investment accounts


Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Financial planning

Overview

Better banking benefits

Whether you are preparing for the unexpected, planning a luxurious holiday trip or just need an account for your larger purchases, your FNB Credit Card can assist with all of this and more.

Complimentary Global Travel Insurance

Travel with peace of mind no matter where you go in the world.

This insurance is available to

FNB Debit, Fusion or Credit Card holders below the age of 75 who are residents of any of these countries: South Africa, Lesotho, Namibia and eSwatini. If you are over 74, FNB provides a specific insurance to suit your needs.

Covered for international travel

Stay covered when you travel internationally departing from South Africa, Lesotho, Namibia or eSwatini and returning to South Africa, Lesotho, Namibia or eSwatini.

Purchase your tickets to qualify

Buy your international and return air travel ticket(s) prior to departure with a qualifying FNB card to qualify for the travel insurance. Travel on a one-way ticket or for emigration is excluded from the travel insurance benefit.

Global emergency assistance

Get assistance 24/7 in the event of a medical emergency when travelling.

Schedule of benefits

A detailed breakdown of all the medical expenses and related items that are included in the Global Travel Insurance schedule of benefits.

Access exclusive FNB partner deals

Whether you are an avid gamer, technology enthusiast or enjoy a great game of golf, there's something special for everyone when you shop using your FNB Credit Card.

Incredible offers

Get competitive interest rates when you shop selected Apple devices, golf clubs, bicycles and PlayStation consoles at our partners Cycle Lab, iStore, The Pro Shop and KOODOO.CO.ZA.

Auto payment solution

Pay your credit card account automatically and conveniently on time.

Flexible payments

Pay either the full outstanding balance including your budget instalment or the minimum monthly amount (5% of your outstanding balance).

Manage on the go

Maintain your auto payments using the app under Credit Card Account > Account Options> Maintain auto payments.

Save money and time

Pay no transactional fees except for cash withdrawals, fuel and casino transactions and EFTs.

Balance transfer

Consolidate all your debt and pay one repayment amount every month.

How it works

Transfer all your debt into the budget facility of your credit card and pay an interest rate of 15%.

More affordable

Make one repayment and get a holistic view of all your payments in one statement.

Debt protection cover

Get covered for free with Automatic Debt Protection

Automatic Debt Protection covers the outstanding debt on your credit card up to a specified amount in the event of death or permanent disability.

Top up with extra cover

The Top Up Debt Protection Plan covers the full outstanding credit card debt in the event of death or disability including minimum instalments up to 12 months in the event of temporary disability and unemployment/inability to earn an income.

Move your medical expenses to your budget

Unplanned medical costs can be stressful and costly. We can help by moving your medical expenses to your budget facility at a competitive interest rate.

How to do it

  1. Swipe/tap your FNB card for a qualifying medical transaction
  2. We'll message you with a budget plan offer
  3. Reply to move it to budget and your limit will be moved to budget over 6 months

Qualifying medical transactions

Any GP visits, in-hospital transactions (surgery or casualties) or selected specialist transactions.

 

Move your medical expenses to your budget

Unplanned medical costs can be stressful and costly. We can help by moving your medical expenses to your budget facility at a competitive interest rate.

How to do it

  1. Swipe/tap your FNB card for a qualifying medical transaction
  2. We'll message you with a budget plan offer
  3. Reply to move it to budget and your limit will be moved to budget over 6 months

Qualifying medical transactions

Any GP visits, in-hospital transactions (surgery or casualties) or selected specialist transactions.