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Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

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Financial planning




With a tax-free account you are able to contribute a maximum of R36 000 per tax year, and a maximum of R500 000 during your lifetime completely tax free.

These limits are governed by legislation and may change. Should you exceed these limits, you will be penalised 40% on contributions above the limits by the South African Revenue Service (SARS). It is your responsibility to monitor and ensure that you do not contribute more than the prescribed limits.

You can now move your Tax-Free Savings from other Institutions to FNB Tax-Free Cash or FNB Horizon Series Tax-Free Unit Trusts as of 1 March 2018.
A qualifying FNB transactional account is needed to open the FNB Tax-Free Savings Account.

FNB Tax-Free Shares

  • Invest in the large and mid-cap companies on the JSE
  • Interest, dividends and capital gains are tax-free
  • Invest from R300 per month

Tax-Free Cash Deposit

  • Access to your money in 32 days
  • No risk and no monthly fees
  • Minimum opening deposit of R300

FNB Tax-Free Unit Trusts

  • Optimise your long-term investment returns by investing tax-free
  • Interest, dividends and capital gains are tax-free
  • Invest from R300 per month

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