Insights
Quarterly Best Ideas
Join Nic and Chantal as they cover the new quarterly ideas including Datatec, Pepkor, Saleforce and Nexera Energy.
02 December 2025
Insights
Quarterly Best Ideas
Join Nic and Chantal as they cover the new quarterly ideas including Datatec, Pepkor, Saleforce and Nexera Energy.
02 December 2025
Equity Insights
Optasia - Divinely visionary?
Optasia is a global fintech firm that leverages its AI-driven platform to integrate credit products into telecommunication and mobile money ecosystems. The company helps mobile operators (like MTN or Vodacom) and mobile wallet providers (MTN Momo, VodaPay, JazzCash, Airtel) offer nano loans that are embedded directly into the mobile services customers already use- for instance, airtime advances or small cash advances they can borrow instantly through their phones.
21 October 2025
Insights
Quarterly Best Ideas
Join Nic and Chantal as they unpack some of the best idea stock picks on the local and international fronts. See firsthand what stocks are likely to do well over the medium and long term.
03 September 2025
Equity Insights
Capital Appreciation - Much to appreciate
Capital Appreciation (CTA) is a key player in the South African FinTech sector. The company provides payment infrastructure and solutions to financial institutions, emerging payment service providers, the hospitality industry, and the retail sector, as well as a transacting platform and transaction processing services primarily focused on business-to-business (B2B) commercial and payment activity. Leadership's forward-looking approach on investing in and growing businesses that provide innovative and disruptive solutions to financial institutions and other enterprise clients has underpinned the group's numerous strategic acquisitions and investments through the years.The group operates through three main segments, namely Payments and Payment Infrastructure and Services ("Payments"), Software and Services (“Software”) and an International segment.
11 August 2025
Equity Insights
Listed Property insights: Spear REIT (SEA) - The Western Cape property specialist
08 August 2025
Equity Insights
Hermes International - The enduring alchemy of exclusivity, craftsmanship, and cultivated desire
31 July 2025
Insights
Quarterly Best Ideas
Join Nic and Chantal as they cover the new quarterly ideas including Datatec, Pepkor, Saleforce and Nexera Energy.
02 December 2025
Equity Insights
Optasia - Divinely visionary?
Optasia is a global fintech firm that leverages its AI-driven platform to integrate credit products into telecommunication and mobile money ecosystems. The company helps mobile operators (like MTN or Vodacom) and mobile wallet providers (MTN Momo, VodaPay, JazzCash, Airtel) offer nano loans that are embedded directly into the mobile services customers already use- for instance, airtime advances or small cash advances they can borrow instantly through their phones.
21 October 2025
Insights
Quarterly Best Ideas
Join Nic and Chantal as they unpack some of the best idea stock picks on the local and international fronts. See firsthand what stocks are likely to do well over the medium and long term.
03 September 2025
Equity Insights
Capital Appreciation - Much to appreciate
Capital Appreciation (CTA) is a key player in the South African FinTech sector. The company provides payment infrastructure and solutions to financial institutions, emerging payment service providers, the hospitality industry, and the retail sector, as well as a transacting platform and transaction processing services primarily focused on business-to-business (B2B) commercial and payment activity. Leadership's forward-looking approach on investing in and growing businesses that provide innovative and disruptive solutions to financial institutions and other enterprise clients has underpinned the group's numerous strategic acquisitions and investments through the years.The group operates through three main segments, namely Payments and Payment Infrastructure and Services ("Payments"), Software and Services (“Software”) and an International segment.
11 August 2025
Equity Insights
Listed Property insights: Spear REIT (SEA) - The Western Cape property specialist
08 August 2025
Equity Insights
Hermes International - The enduring alchemy of exclusivity, craftsmanship, and cultivated desire
31 July 2025
Disclaimer
This Publication note is issued by FNB for the information of clients only and should not be produced in whole or part without prior permission. Although FNB is an Authorised Financial Services Provider, any opinions and/or analysis contained in this Publication are for informational purposes only and should not be considered advice, including but not limited to financial, legal or tax advice, or a recommendation to invest in any security or to adopt any investment strategy. The information contained herein has been obtained from sources/persons which we believe to be reliable. Still, it is not guaranteed for correctness, completeness or otherwise. We do not assume liability for loss arising from errors in the information or that may be suffered from using or relying on the information contained herein, irrespective of whether there has been any negligence by us, our affiliates or any other employees of ours, and whether such losses are direct or consequential. As market and economic conditions are subject to rapid change, any comments, opinions and analyses are rendered as of the date of publishing and may change without notice. Such changes may have a material impact on the outcome of any investment. Securities involve a degree of risk and are volatile instruments. Past performance is not indicative of future performance. Securities or financial instruments mentioned in the Publication note may not be suitable for all investors, and FNB bears no responsibility whatsoever arising from or as a consequence thereof. The material is not intended as a complete analysis of every material fact regarding any share, instrument, sector, region, market, country, investment or strategy. The recipient of this Publication must make their own investment decision and is advised to contact their relationship manager for a personal financial analysis before making any investment decisions. Copyright 2023.
