Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar


Additional options

Show me all Help me chosse Find an advisor

Financial planning


Use at ATMs

Different types of FNB ATMs
These are ATMs that allow for automated deposits. Save time and money with cheaper cash and cheque deposits.

  • Funds from cash deposits are available immediately
  • Funds from cheque deposits are available after clearance

Find the nearest ATM here*

Find all the branches with ATM Advance with automated deposits.

Mini ATM*
These do not dispense cash; cash redeemable vouchers are issued*.

These are situated at areas without ATM infrastructure.*

Call 087 575 9406 (24 hrs) to cancel lost or stolen cards. Lost/stolen cards can be replaced at any FNB branch*.

Terms, conditions and rules apply.

*Not applicable to Stokvel and Smart Save accounts.

Stokvel Account

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.

Stokvel Account

Helping you reach your Stokvel goals together

FNB Stokvel Savings Account is a group savings account for individuals who want to save for a common purpose with a better rate of return.

View our pricing guide for more details.

What you get

A savings account for a group of individuals


With the Stokvel Account

  • All members can get funeral cover at discounted premiums through the Stokvel Group Funeral Plan
  • All Stokvel members can view account balances, view account statements and recieve inContact SMSs
  • All Stokvel members can do cardless cash deposits at FNB ATMs for free
  • All Stokvel members can deposit funds via EFT
  • Signatories can invite members to your Stokvel
  • Signatories can edit or delete members from Stokvel
  • Signatories can payout directly to their members' chosen accounts
  • Signatories can approve pay-outs , as well as instructions to edit or delete members


  • All members can view Stokvel account via FNB App, Online Banking and Cellphone Banking
  • All payouts must be approved by at least 2 signatories for complete security
  • Grow your savings through a competitive interest rate
  • No need for cash handling during deposits or pay-outs

What's hot


All members can view balances and transactions digitally


All pay-outs must be approved by at least 2 signatories


Grow your savings through a competitive interest rate


No cash handling risk, no need to visit branch


A free electronic messaging system sending transaction notifications to your smartphone.

inContact offers you the ability to:

  1. Identify any unauthorised transactions on your accounts and report fraud immediately.
  2. Receive messages for transactions on accounts that belong to you only.
  3. Set your desired amount from as little as 1 cent and get notifications on the FNB App of money going in and out of your account.
  4. Manage the funds in your accounts.
  5. Receive messages with details of your multiple debits that are processed overnight, e.g. debit orders, stop orders and scheduled payments.
  6. Customise the notifications received. You can:
    • Choose when you want to receive your messages - during the day (7am - 8pm) or 24 hours a day
    • Choose to be notified of any transactions that exceed an amount specified by you
    • Choose how to receive notifications - via SMS, email or both
    • Choose which accounts you want to link to inContact

inContact will not send messages for transactions on accounts you access via a link or mandate. You can register for this service at any FNB branch.

Decline inContact messages are an innovative and convenient method of advising customers of why their transactions have been declined. These messages are identical to normal inContact notifications and this service is also free.

Terms , conditions and rules apply.

Free balance enquiry

Want to find out if you have enough?

Check your financial health for free.

Simply view your balance without worrying about incurring any fees.
No charge, no stress.

Terms, conditions and rules apply.

Earn interest

It's like getting money for nothing.

By simply having money in your account, you will earn interest on it.
Want to make your money grow?

Then make sure you give it some time to earn interest.

And if you wait even longer, you'll start earning interest ON interest.

Terms, conditions and rules apply.

Applying made easy

Stokvel Account

Ways to apply

Call me back

Other ways to apply

Contact us

Find a branch

Documents needed

  • 3 signatories are required to open the Stokvel Account
  • Identification document (South African ID book/card for each signatory)
  • Proof of residence for each signatory on the account
  • Group's Constitution detailing the nature of their operation

Please visit your nearest FNB branch to open your Stokvel account