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Financial planning

Overview

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Financial solutions for your business

FNB Business together with Edge Growth, manage the Vumela Enterprise Development Fund which provides growth capital to qualifying SMEs.

Accelerate loan

Suitable for:
Investment size: R100k to R2m
Investment horizon: 1 month to 3 years
Business revenue: R1m to R50m

View more

Supply chain debt finance

Suitable for:
Investment size: R1m to R10m
Investment horizon: 3 to 5 years
Business revenue: R5m to R50m

View more

Renewable Energy Finance

Suitable for:
Investment size: R2m to R10m
Investment horizon: 5 to 8 years
Business revenue: R10m to R50m

View more

Commercial Property Finance

Suitable for:
Investment size: R5m to R15m
Investment horizon: 10 years
Business revenue: R10m to R50m

View more

Growth equity finance

Suitable for:
Investment size: R10m to R40m
Investment horizon: 5 to 6 years
Business revenue: R5m to R50m

View more

Venture debt

Suitable for:
Investment size: R10m to R20m
Investment horizon: 3 to 4 years
Business revenue: R1m to R50m

View more

 

Renewable Energy Finance

  • Investment size
    R2 million to R10 million
  • Investment horizon
    5 to 8 years
  • Business revenue
    R10 million to R50 million
  • Business stage
    Early growth stage (preferably cash flow positive, profitable, or approaching profitability)
  • Purpose of finance
    Working capital, CapEx, and/or Mezz funding
  • BEE/transformation
    Must be >51% black-owned
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Accelerate loan

  • Investment size
    R100k to R2m
  • Investment horizon
    1 month to 3 years
  • Business revenue
    R1 million to R50 million
  • Business stage
    Seed/late start-up must be on an FNB/Edge Growth BDS programme
  • Purpose of finance
    Purchase orders (with delivery risk), working capital, Opex or Capex
  • BEE/transformation
    Must be >51% black-owned
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Commercial Property Finance

  • Investment size
    R5 million to R15 million
  • Investment horizon
    10 years
  • Business revenue
    R10 million to R50 million
  • Business stage
    Early stage
  • Purpose of finance
    • 100% secured property financing facility
    • Specific commercial property is core to the business
  • BEE/transformation
    Must be >51% black-owned
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Supply chain debt finance

  • Investment size
    R1m to R10m
  • Investment horizon
    3 to 5 years
  • Business revenue
    R5 million to 50 million
  • Business stage
    Early-stage growth phase strong preference for businesses with supplier contracts.
  • Purpose of finance
    Capex strongly preferred. Working capital or Opex, provided there can be some form of surety.
  • BEE/transformation
    Must be >51% black-owned
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Venture debt

  • Investment size
    R10m to R20m
  • Investment horizon
    3 to 4 years
  • Business revenue
    R15 million to R50 million
  • Business stage
    High-growth scale up businesses that have very recently raised, or are currently raising, Series A or Series B funding rounds.
  • Purpose of finance
    Working capital, Opex or Capex extending the cash runway of the business to hit the company's next milestone.
  • BEE/transformation
    Must be >51% black-owned post investment. Vumela equity is BEE.
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Debt

Please visit www.vumelafund.com to apply.

 

Growth equity finance

  • Investment size
    R10m to R40m
  • Investment horizon
    5 to 6 years
  • Business revenue
    R5 million to R50 million
  • Business stage
    Preference for businesses that are cash flow positive, profitable, or approaching profitability
  • Purpose of finance
    Shareholder buy-outs
  • BEE/transformation
    Must be >51% black-owned post investment. Vumela equity is BEE.
  • Supply chain alignment
    Must be a direct supplier to another company (B2B or B2B2C business model)
  • Sector
    No mandatory sector requirements
  • Deal structure
    Equity

Please visit www.vumelafund.com to apply.

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).

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4 Merchant Place
Corner Fredman Drive and Rivonia Road
Sandton
2196

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Benmore
2010

Contact numbers

T: +27 11 282 1808
F: +27 11 282 8088