The Personal Security Key (PSK) is a USB token that contains private data stored on a security chip that is unique to you. These devices are smart card chip-based devices which will store your Digital Certificate on the device.

Once implemented, you are required to use the token every time you logon to transact and again when authorising a transaction or instruction. In order to use the Personal Security Key you will need to enter a PIN, this will ensure no-one can access your Online Banking Enterprise™ profile without the Personal Security Key and PIN.

• Personal Security Key (PSK) - User Guide