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Financial planning

Overview

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Intermediate investing

Intermediate investing

How US tariffs can reshape global markets

Tariffs, essentially taxes imposed on imported goods, are powerful economic tools that are traditionally used to protect vulnerable domestic industries from "cheaper" imports or dumping practices. However, as we have seen this year, they can also be used by countries to influence international trade dynamics for political means. The United States (US) has a dual goal in implementing new tariffs - the first being their purpose by design (protecting local industries) and the second being part of a broader geopolitical strategy (exerting political pressure to achieve certain trade and non-trade related outcomes).

12 November 2025

Intermediate investing

Financial market bubbles

02 July 2025

Intermediate investing

Analysing a company's balance sheet

13 May 2025

Intermediate investing

Corporate governance and shareholder activism in South Africa

16 April 2025

Intermediate investing

Behavioural bias in financial decision-making

Financial decision making is often assumed to be a rational process grounded in logic and objective analysis. Classical economic theories are based on the notion that individuals act in their own best interest, optimising outcomes based on available information. However, real-world observations frequently challenge this assumption. People often make irrational choices influenced by emotions and bias.

08 April 2025

Intermediate investing

Understanding market capitalisation

19 February 2025

Intermediate investing

Basics of rand-cost averaging

16 January 2025

Intermediate investing

Analysing income statements

02 October 2024

Intermediate investing

Analysing cash flow statements

20 September 2024

Intermediate investing

Understanding market liquidity

Market liquidity is a fundamental concept in the realm of trading and investing. It refers to the ease with which assets can be bought or sold in a market without causing a major impact on their prices. High liquidity implies that an asset can be quickly converted into cash with minimal price fluctuations, while low liquidity means that trading the asset might lead to substantial price changes.

24 July 2024

Intermediate investing

The impact of interest rates on investments

24 July 2024

Intermediate investing

Introduction to REITs in South Africa

04 July 2024

Intermediate investing

Inflation-proofing your investment portfolio

03 July 2024

Intermediate investing

The power of compounding in wealth building

08 May 2024

Intermediate investing

Understanding the impact of economic indicators on equity markets

Understanding the countless ways in which economic indicators influence equity markets is paramount for informed investing. These indicators provide vital clues about the current state and future direction of the global economy and local operating conditions that can impac company profits and investor sentiment. Interpreting these indicators requires caution and a comprehensive approach, considering the broader economic and geopolitical context.

14 March 2024

Intermediate investing

Bull and bear markets in context

21 February 2024

Intermediate investing

Build your share portfolio like you would build a wardrobe

30 August 2023

Intermediate investing

Everything you need to know about investing: Intermediate series

01 November 2022

Intermediate investing

IPOs

07 September 2020

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Disclaimer

This Publication note is issued by FNB for the information of clients only and should not be produced in whole or part without prior permission. Although FNB is an Authorised Financial Services Provider, any opinions and/or analysis contained in this Publication are for informational purposes only and should not be considered advice, including but not limited to financial, legal or tax advice, or a recommendation to invest in any security or to adopt any investment strategy. The information contained herein has been obtained from sources/persons which we believe to be reliable. Still, it is not guaranteed for correctness, completeness or otherwise. We do not assume liability for loss arising from errors in the information or that may be suffered from using or relying on the information contained herein, irrespective of whether there has been any negligence by us, our affiliates or any other employees of ours, and whether such losses are direct or consequential. As market and economic conditions are subject to rapid change, any comments, opinions and analyses are rendered as of the date of publishing and may change without notice. Such changes may have a material impact on the outcome of any investment. Securities involve a degree of risk and are volatile instruments. Past performance is not indicative of future performance. Securities or financial instruments mentioned in the Publication note may not be suitable for all investors, and FNB bears no responsibility whatsoever arising from or as a consequence thereof. The material is not intended as a complete analysis of every material fact regarding any share, instrument, sector, region, market, country, investment or strategy. The recipient of this Publication must make their own investment decision and is advised to contact their relationship manager for a personal financial analysis before making any investment decisions. Copyright 2023.

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